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Permanent Total Disability

The difference between a move that makes an athlete's career and ends it is often separated by luck--good or bad. HCC Specialty Underwriters' Permanent Total Disability coverage gives athletes the peace of mind they need to play their best.

Permanent Total Disability (PTD) covers individuals or team players if they sustain permanent injuries or an illness that prevents them from continuing in the sport. PTD will pay out a lump sum amount to the athlete after 12 months of disability. HCCSU's PTD benefit can be "linked" to a TTD contract, to be payable after the monthly benefit ceases.

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